About Me

Mrs. Z. Krista Ziobrowski Easy Cash CodeI am Krista Ziobrowski, or Mrs. Z., as the neighborhood kids call me. I am a real, regular 46-year-old woman living in upstate New York just outside of Saratoga Springs.  I have been married to my lovely husband, Michael, for nearly 13 years.  We have an 11-year old daughter, Marlie, and a little Cairn Terrier named Bailey.  I love to spend time with family and friends,  cooking, traveling, eating.  I also love personal growth and development, fitness and just staying healthy and young!  I was an elite gymnast when I was young and I still love gymnastics to this day!  That was me in 1985!
     I have been an internet marketer since 2013.  However, I have not always been an internet marketer.  In fact, for 21 years, I was a licensed speech language pathologist who served the pediatric population doing home and community based services through the New York State Early Intervention Program.  For all of those years, I earned a six figure income as a private practicioner.  My husband also earned a very respectable income as an engineer in commercial construction.  Between the two of us, we provided a very nice lifestyle for our family.  I was accustomed to having a cleaning lady and lawn service, driving a luxury car, getting my hair and nails done at a high end salon, buying whatever I wanted for myself and those I love, tastefully decorating my home, nice dinners in fine restaurants, and taking upscale vacations.  We lived a life such that my husband’s income paid the bills, and mine paid for the frills and went toward saving for retirement and college for our daughter.

However, all of that changed in the spring of 2010 when grave changes were made to the Early Intervention Program that included a 10% rate cut as well as restructuring of the billing process.  The lucrative private practice that I had became not so lucrative very quickly.  The 10% pay cut had me earning $1,000 less per month, and to make matters worse, all payments were put on hold for 16 months.  I lost my income and we felt like we lost our lives.

After trying to hang on to my business and burning through a ton of our savings, I gave up my private practice in the fall of 2011.  I was devastated.  I took a job for an agency serving a different population in September 2011 and I hated it.  Having been my own boss for so many years, I could not stand a boss telling me what to do and how to do it. I literally hated my life.   I was earning one third of what I earned annually as a private practicioner, but at least it was something instead of nothing.  I was working just as hard and driving more miles and using more gas than I ever would have working for myself with no reimbursement for mileage.  I actually had more paperwork to do at home than I did before.  What really made me furious was that we were still strapped.  There were no dates or dinners out, no new clothes, no more trips to the salon.  I felt broke, broken and ugly.  We had enough money for the bills and not much else.  Any time a car repair or and incidental came up that was not in the budget, we were stressed.  For the first time ever, my husband and I began to fight about money.  The worst part of it was that I felt like it was my fault because it was my income that we lost.  I felt like my marriage was slipping away.  All I had was a young child to whom I could barely give my attention, a huge house to clean with no time to do it, and a job that I hated.  All I did was work all the time only to continue to be broke.

In late 2012, I turned to the internet to try and supplement my income.  Of course, I had no idea what I was doing, but  I believed that I could figure it out. In the beginning I failed a lot.  I suffered from information overload and had a terrible problem with shiny object syndrome.  I joined program after program and made very little  money.  I had occasional sales, but nothing I could count on.  All I knew how to do was post my affiliate link anywhere and everywhere.  I knew nothing about providing value and personalization.

Getting back the life we had prior to 2010 was my goal.  Fortunately, with the help of mentors, I learned the importance of providing value and being myself online.  I only began to have success when I took my focus off the money and focused on the person I wanted to be and the good reputation I wanted to have online. I recognized that everyone online who was having success was into personal growth and development.  Reading and listening to audio was part of their daily routine.  When you are trying to created a business online, you need so much self-belief.  The only way to establish self-belief is to engage in personal growth and development activities daily.  I started making a habit of it too.   I quickly recognized that when I did not do it, the self-doubt would creep up on me, I would stop taking action and my income would drop, and sometimes even stop.   What I have learned is that when you want something, you have to go after it with craze and obsession.  Even when things get crazy and there is no time to market, I do my personal growth and development no matter what.  I am a big fan of affiliate offers that pay instant commissions.  I am not such a fan of MLM.

To succeed online is something you cannot just say you are going to “try” to do.  You have to get crystal clear about what you want.  You have to commit to the action plan that is going to get you there.  You have to want to go after it with craze and obsession.  You have to be ready to work your butt off in the beginning.  You might need to spend some money, try some things that don’t work, piss off some people,  stay up late and wake up early, miss out on some fun things, work when you do not feel like it and argue with your spouse from time time.  Success does not come easy.  You have to keep pushing no matter what and never give up!  You need to keep learning and never get comfortable or complacent.  You have to love the process!  Easy Cash Code is just one program that I use to enjoy a substantial income created online.

Mrs. Z. Krista Ziobrowski Easy Cash Code

To Your Success,
Krista Ziobrowski
518-223-3735
teamzios43@gmail.com

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